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Never Before Has There Been A Publicly Traded B to C Credit Bureau Where You, The User Determines What Is Reported On Your ECRID Credit Report Through ECRID Bill Pay, Which Eliminates The Possibilties Of Any Erroneous Or Inaccuracies From Ever Reporting On Your ECRID Credit Report. The ECRID Lending Division Looks At Your DTI (Your Income - Expenses) More Than Your Past Credit History And Utilization Percentage Unlike The Big Three Credit Bureaus. ECRID Is The First Of The Big 3 Credit Buereau That Has A Lending Component ECRID That Looks At Your EQ Score In Which Scores You Diferrently Than The FICO And Vantage Score. ECRID Is A Game Changer That Plans On Having A Billion Dollar Market Cap In Eighteen Months. It’s The Stock To Buy! Stock Symbol: ECDD www.ecrid.com